Information About Us
www.myratecheck.co.nz is a Site operated by Riverhorse Technologies Limited ("we", "us"). We are registered in New Zealand and have our registered office at 142 Hurstmere Road, Takapuna, Auckland, New Zealand.
You can contact us at [email protected].
Accessing Our Site
Access to this Site is permitted on a temporary basis, and we reserve the right to withdraw or amend the service we provide on this Site without notice. We will not be liable if, for any reason, our Site is unavailable at any time or for any period.
From time to time, we may restrict your access to some or all of this Site.
You are responsible for making all arrangements necessary for you to have access to this Site. You are also responsible for ensuring that all persons who access this Site through your internet connection are aware of these terms and that they comply with them.
Intellectual Property Rights
We are the owner or the licensee of all intellectual property rights in this Site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.
You must not print off copies or download any extracts from any part of the Site unless expressly authorised by us to do so.
We will send a report that you requested, based on the information you provided to your nominated email address. You are welcome to keep and use that report.
Reliance on Information Posted
Commentary and other materials posted on this Site are not intended to amount to advice on which reliance should be placed. They are provided for general information purposes only. We are not liable or responsible for any reliance placed on such materials by you or anyone who you may inform of any of its contents.
Changes to the Site
We aim to update this Site regularly and may change the content at any time. If the need arises, we may suspend access to the Site or close it indefinitely. Any of the material on this Site may be out of date at any given time, and we are under no obligation to update such material.
Our Liability
The material displayed on this Site is provided without any guarantees, conditions or warranties as to its accuracy. To the extent permitted by law, we, other members of our group of companies and third parties connected to us hereby expressly exclude:
- All conditions, warranties and other terms which might otherwise be implied by statute, common law or the law of equity.
- Any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with our Site, or in connection with the use, inability to use, or results of the use of this Site, any websites linked to it, and any materials posted on it.
This includes, without limitation, any liability for:
- Loss of income or revenue
- Loss of business
- Loss of profits or contracts
- Loss of anticipated savings
- Loss of data
- Loss of goodwill
- Wasted management or office time
- Any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable
Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under applicable New Zealand law, including the Consumer Guarantees Act 1993 and the Fair Trading Act 1986.
Information About You and Your Visits to Our Site
We process information about you in accordance with our Privacy Policy. Our Privacy Policy complies with the Privacy Act 2020 and the Privacy Amendment Act 2025, including the Information Privacy Principle 3A (IPP 3A) which came into force on 1 May 2026.
By using this Site, you consent to such processing and you warrant that all data provided by you is accurate.
Viruses, Hacking and Other Offences
You must not misuse this Site by knowingly introducing viruses, trojans, worms, logic bombs or other material which is malicious or technologically harmful (together "Viruses"). You must not attempt to gain unauthorised access to our Site, the server on which our Site is stored, or any server, computer or database connected to this Site. You must not attack this Site via a denial-of-service attack or a distributed denial-of-service attack.
By breaching this provision, you may commit a criminal offence under the Crimes Act 1961 (New Zealand). We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this Site will cease immediately.
We will not be liable for any loss or damage caused by a denial-of-service attack or Viruses that may infect your computer equipment, computer programs, data or other proprietary material due to your use of this Site or to your downloading of any material posted on it, or on any website linked to it.
Linking to Our Site
You may not link to this Site without our prior written permission. This Site must not be framed on any other site without our prior written permission.
We reserve the right to withdraw linking and framing permission without notice.
If you wish to make any use of material on this Site other than as set out above, please address your request to [email protected].
Links From Our Site
Where this Site links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them.
Should we provide you with contact details or refer you to a mortgage adviser, and you decide to use their services, we take no responsibility for their actions or the advice they provide to you.
We may obtain payment for providing your details to any third-party mortgage adviser to ensure you obtain appropriate financial advice.
Jurisdiction and Applicable Law
These terms of use are governed by New Zealand law. The New Zealand courts will have non-exclusive jurisdiction over any claim arising from, or related to, a visit to our Site, although we retain the right to bring proceedings against you for breach of these conditions in your country of residence or any other relevant country.
To the extent that any provisions of these terms are inconsistent with the Consumer Guarantees Act 1993 or the Fair Trading Act 1986, those Acts will prevail to the extent of the inconsistency.
Trade Marks
'MyRateCheck' is a trade mark of Riverhorse Technologies Limited. Unauthorised use is prohibited without specific permission.
Variations
We may revise these terms of use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you. Material changes will be notified by a notice posted on the Site.
Your Concerns
If you have any concerns about material which appears on our Site, or if you wish to exercise any rights you may have under the Privacy Act 2020, please contact us at [email protected], or by post at:
Riverhorse Technologies Limited
Office: 142 Hurstmere Road
Takapuna, Auckland
New Zealand
Office hours: Monday–Friday, 9:00 am – 5:00 pm. Closed weekends and public holidays.